Citizens & Northern Corporation

NASDAQ: CZNC · Financial Services · Banks - Regional

PublicHQ Wellsboro, PA · TiogaCIK 0000810958Reports USD

#1 of 1,011 Financial Services companies by revenue

EA Score

——

FH 49DQ —GM —SS 76

v0.1 · 35/100 weight · pillars only

↑ listing tenure, workforce scale · ↓ balance-sheet leverage, return on assets

Methodology →

Revenue TTM

$165.4M

Rev growth YoY (TTM)

+5.2%

Net income (FY)

$23.4M

Employees

386

Market cap

$423.4M

Financials — latest annual

SEC EDGAR · USD-normalized

ConceptUSDNativeFY

Net income$23.4M$23.4M2025

Total assets$3.1B$3.1B2025

Liabilities$2.8B$2.8B2025

Equity$341.7M$341.7M2025

Revenue by segment

Filed disclosures · FY2025

By product

Deposit Account53%

Debit Card41%

Bank Servicing6%

By geography

Not disclosed.

The read

Citizens & Northern Corporation earned $23.4M in FY2025 net income.

Peers · Financial Services

Avidia Bancorp, Inc.——Farmers & Merchants Bancorp, Inc.——D. Boral ARC Acquisition I Corp. Cl A——General Catalyst Global Resilience Merger Corp. Units——

Neighbors

Tioga →

Citizens Financial Services, Inc.$9.9M61C Premier Biomedical, Inc.$14.3k——

Key facts

CEOJ. Bradley Scovill

SectorFinancial Services

IndustryBanks - Regional

HeadquartersWellsboro, PA

ExchangeNASDAQ: CZNC

Employees386

IPO date1994-04-05

Latest filings

8-K2026-05-11 10-Q2026-05-08 8-K2026-04-29 8-K2026-04-28 8-K2026-04-23 DEF 14A2026-03-13 10-K2026-03-06 8-K2026-01-28

Financials: SEC EDGAR (XBRL), USD-normalized per IAS 21 · TTM/quarterly + segments: FMP from filed disclosures · Filings: EDGAR submissions. County headcount and EA Score are in progress — see docs/DATA_GAPS.md.