Company profile
Citizens Financial Services, Inc.
NASDAQ: CZFS · Financial Services · Banks - Regional
#649 of 1,012 Financial Services companies by revenue35th-percentile growth
EA Score
61CFH 66DQ 53GM 54SS 73
v0.1 · 65/100 weight · provisional
↑ growth stability, Piotroski F · ↓ revenue growth (YoY), 3-yr revenue growth
Methodology →Revenue TTM
$174.8M
Rev growth YoY (TTM)
+3.3%
Net income (FY)
$36.6M
Employees
389
as of 2026-08-12
Market cap
$395.4M
as of 2026-08-12
Financials — latest annual
SEC EDGAR · USD-normalizedConceptUSDNativeFY
Revenue$9.9M$9.9M2025
Net income$36.6M$36.6M2025
Total assets$3.1B$3.1B2025
Liabilities$2.7B$2.7B2025
Equity$338.1M$338.1M2025
Revenue trend
FY2018 – FY2025 · USD
FY18
FY19
FY20
FY21
FY22
FY23
FY24
FY25
Revenue by segment
Filed disclosures · FY2025
By product
Community Banking Member100%
By geography
Not disclosed.
The read
What is Citizens Financial Services, Inc.’s revenue?
Citizens Financial Services, Inc. booked $9.9M in FY2025 revenue, growing 2.8% year over year — slower than 65% of Financial Services companies we track, at a 370.1% net margin.
Peers · Financial Services
Franklin Credit Management Corporation——Absecon Bancorp51DStarrex International Ltd.——ENDI Corp.——No Borders, Inc.——Hyperliquid Strategies Inc Common Stock62CKey facts
CEORandall E. Black
SectorFinancial Services
IndustryBanks - Regional
HeadquartersMansfield, PA
ExchangeNASDAQ: CZFS
Employees389
IPO date1999-01-04
Financials: SEC EDGAR (XBRL), USD-normalized per IAS 21 · TTM/quarterly + segments: FMP from filed disclosures · Filings: EDGAR submissions. County headcount and EA Score are in progress — see docs/DATA_GAPS.md.