Company profile
Citizens Bancshares Corporation
OTC: CZBS · Financial Services · Banks - Regional
#401 of 1,012 Financial Services companies by revenue50th-percentile growth
EA Score
53DFH 50DQ —GM 60SS 58
v0.1 · 45/100 weight · provisional
↑ listing tenure, return on equity · ↓ balance-sheet leverage, disclosure history
Methodology →Revenue TTM
$13.1M
Rev growth YoY (TTM)
-23.9%
Net income (FY)
$11.0M
Employees
97
as of 2026-08-18
Market cap
$113.5M
as of 2026-08-18
Financials — latest annual
SEC EDGAR · USD-normalizedConceptUSDNativeFY
Revenue$61.5M$61.5M2025
Net income$11.0M$11.0M2025
Operating income$13.6M$13.6M2025
Total assets$1.1B$1.1B2025
Liabilities$1.0B$1.0B2025
Equity$101.1M$101.1M2025
Revenue trend
FY2018 – FY2025 · USD
FY18
FY19
FY20
FY21
FY22
FY23
FY24
FY25
Revenue by segment
No segmentation disclosed for this filer. n/a
The read
What is Citizens Bancshares Corporation’s revenue?
Citizens Bancshares Corporation booked $61.5M in FY2025 revenue, growing 7.8% year over year — about the middle of the pack among Financial Services companies we track, at a 17.9% net margin.
Peers · Financial Services
Farmers Bancorp (Frankfort IN)56CPontiac Bancorp, Inc.61CKatahdin Bankshares Corp.49DCitizens Bancshares Corp.51DMountain Pacific Bancorp Inc62CAtrium Mortgage Investment Corporation63CNeighbors
Fulton →Key facts
CEOCynthia N. Day
SectorFinancial Services
IndustryBanks - Regional
HeadquartersAtlanta, GA
ExchangeOTC: CZBS
Employees97
IPO date1999-04-22
Latest filings
No filings loaded — no CIK (non-SEC filer).
Financials: SEC EDGAR (XBRL), USD-normalized per IAS 21 · TTM/quarterly + segments: FMP from filed disclosures · Filings: EDGAR submissions. County headcount and EA Score are in progress — see docs/DATA_GAPS.md.