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Companies/Citizens Bancshares Corp.
Company profile

Citizens Bancshares Corp.

OTC: CITZ · Financial Services · Banks - Regional
PublicHQ Olanta, SC · FlorenceReports USD
#397 of 1,011 Financial Services companies by revenuetop-quartile growth
EA Score
52D
FH 47DQ —GM 70SS 45
v0.1 · 45/100 weight · provisional
↑ revenue growth (YoY), 3-yr revenue growth · ↓ balance-sheet leverage, listing tenure
Methodology →
Revenue TTM
$17.1M
Rev growth YoY (TTM)
-3.3%
Net income (FY)
$11.0M
Employees
239
Market cap
$90.1M
OverviewFinancialsSegmentsFilingsESGPeople & Places

Financials — latest annual

SEC EDGAR · USD-normalized
ConceptUSDNativeFY
Revenue$61.5M$61.5M2025
Net income$11.0M$11.0M2025
Operating income$13.6M$13.6M2025
Total assets$1.1B$1.1B2025
Liabilities$1.0B$1.0B2025
Equity$101.1M$101.1M2025

Revenue trend

FY2015 – FY2025 · USD
$17.4M
FY15
$30.0M
FY19
$30.6M
FY20
$30.0M
FY21
$35.6M
FY22
$43.5M
FY23
$43.1M
FY24
$61.5M
FY25

Revenue by segment

No segmentation disclosed for this filer. n/a

The read

Citizens Bancshares Corp. booked $61.5M in FY2025 revenue, growing 43% year over year — faster than most Financial Services companies we track, at a 17.9% net margin.

Peers · Financial Services
Summit State Bank46DBroadway Financial Corp.38DNational Capital Bancorp, Inc.46DBCP Investment Corporation——
Neighbors
Florence →
First Reliance Bancshares, Inc.——
Key facts
CEOGregory A. Taylor
SectorFinancial Services
IndustryBanks - Regional
HeadquartersOlanta, SC
ExchangeOTC: CITZ
Employees239
IPO date2019-03-20
Latest filings

No filings loaded — no CIK (non-SEC filer).

Financials: SEC EDGAR (XBRL), USD-normalized per IAS 21 · TTM/quarterly + segments: FMP from filed disclosures · Filings: EDGAR submissions. County headcount and EA Score are in progress — see docs/DATA_GAPS.md.
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