Company profile
Citizens Bancshares Corp.
OTC: CITZ · Financial Services · Banks - Regional
#401 of 1,012 Financial Services companies by revenuetop-quartile growth
EA Score
51DFH 46DQ —GM 70SS 46
v0.1 · 45/100 weight · provisional
↑ revenue growth (YoY), 3-yr revenue growth · ↓ balance-sheet leverage, Piotroski F
Methodology →Revenue TTM
$17.1M
Rev growth YoY (TTM)
-3.3%
Net income (FY)
$11.0M
Employees
239
as of 2026-08-18
Market cap
$100.1M
as of 2026-08-18
Financials — latest annual
SEC EDGAR · USD-normalizedConceptUSDNativeFY
Revenue$61.5M$61.5M2025
Net income$11.0M$11.0M2025
Operating income$13.6M$13.6M2025
Total assets$1.1B$1.1B2025
Liabilities$1.0B$1.0B2025
Equity$101.1M$101.1M2025
Revenue trend
FY2015 – FY2025 · USD
FY15
FY19
FY20
FY21
FY22
FY23
FY24
FY25
Revenue by segment
No segmentation disclosed for this filer. n/a
The read
What is Citizens Bancshares Corp.’s revenue?
Citizens Bancshares Corp. booked $61.5M in FY2025 revenue, growing 43% year over year — faster than most Financial Services companies we track, at a 17.9% net margin.
Peers · Financial Services
Pontiac Bancorp, Inc.61CKatahdin Bankshares Corp.49DCitizens Bancshares Corporation53DMountain Pacific Bancorp Inc62CAtrium Mortgage Investment Corporation63CCW Bancorp46DKey facts
CEOC. Smith
SectorFinancial Services
IndustryBanks - Regional
HeadquartersOlanta, SC
ExchangeOTC: CITZ
Employees239
IPO date2019-03-20
Latest filings
No filings loaded — no CIK (non-SEC filer).
Financials: SEC EDGAR (XBRL), USD-normalized per IAS 21 · TTM/quarterly + segments: FMP from filed disclosures · Filings: EDGAR submissions. County headcount and EA Score are in progress — see docs/DATA_GAPS.md.