Company profile
Citizens Financial Corp.
OTC: CIWV · Financial Services · Banks - Regional
#449 of 1,012 Financial Services companies by revenue45th-percentile growth
EA Score
54DFH 51DQ —GM 63SS 54
v0.1 · 45/100 weight · provisional
↑ return on equity, 3-yr revenue growth · ↓ Piotroski F, balance-sheet leverage
Methodology →Revenue TTM
$48.5M
Rev growth YoY (TTM)
+12.0%
Net income (FY)
$10.2M
Employees
84
as of 2026-07-19
Market cap
$76.4M
as of 2026-07-19
Financials — latest annual
SEC EDGAR · USD-normalizedConceptUSDNativeFY
Revenue$44.3M$44.3M2025
Net income$10.2M$10.2M2025
Operating income$13.0M$13.0M2025
Total assets$704.6M$704.6M2025
Liabilities$642.8M$642.8M2025
Equity$61.8M$61.8M2025
Revenue trend
FY2015 – FY2025 · USD
FY15
FY19
FY20
FY21
FY22
FY23
FY24
FY25
Revenue by segment
No segmentation disclosed for this filer. n/a
The read
What is Citizens Financial Corp.’s revenue?
Citizens Financial Corp. booked $44.3M in FY2025 revenue, growing 6.4% year over year — about the middle of the pack among Financial Services companies we track, at a 23.0% net margin.
Peers · Financial Services
SVB & T Corporation57CKillbuck Bancshares, Inc.62CFirst Resource Bancorp Inc.52DAccord Financial Corp.39DBallston Spa Bancorp, Inc.44DFirst Greenwich Financial, Inc.43DKey facts
CEONathaniel S. Bonnell
SectorFinancial Services
IndustryBanks - Regional
HeadquartersElkins, WV
ExchangeOTC: CIWV
Employees84
IPO date2000-01-03
Latest filings
No filings loaded — no CIK (non-SEC filer).
Financials: SEC EDGAR (XBRL), USD-normalized per IAS 21 · TTM/quarterly + segments: FMP from filed disclosures · Filings: EDGAR submissions. County headcount and EA Score are in progress — see docs/DATA_GAPS.md.