Economic Atlas
WORKSPACE
OverviewScreenerWatchlistChatAccount
EXPLORE
CompaniesPlacesPlace screenerMethodology
Terms·Privacy
Economic Atlas
HomeScreenerChatCompanies
Economic Atlas
WORKSPACE
OverviewScreenerWatchlistChatAccount
EXPLORE
CompaniesPlacesPlace screenerMethodology
Terms·Privacy
Economic Atlas
Companies/Citizens Financial Corp.
Company profile

Citizens Financial Corp.

OTC: CIWV · Financial Services · Banks - Regional
PublicHQ Elkins, WV · RandolphReports USD
#446 of 1,011 Financial Services companies by revenue45th-percentile growth
EA Score
55C
FH 52DQ —GM 63SS 54
v0.1 · 45/100 weight · provisional
↑ return on equity, 3-yr revenue growth · ↓ Piotroski F, balance-sheet leverage
Methodology →
Revenue TTM
$46.8M
Rev growth YoY (TTM)
+10.0%
Net income (FY)
$10.2M
Employees
84
Market cap
$76.4M
OverviewFinancialsSegmentsFilingsESGPeople & Places

Financials — latest annual

SEC EDGAR · USD-normalized
ConceptUSDNativeFY
Revenue$44.3M$44.3M2025
Net income$10.2M$10.2M2025
Operating income$13.0M$13.0M2025
Total assets$704.6M$704.6M2025
Liabilities$642.8M$642.8M2025
Equity$61.8M$61.8M2025

Revenue trend

FY2015 – FY2025 · USD
$10.3M
FY15
$15.7M
FY19
$18.0M
FY20
$18.7M
FY21
$22.7M
FY22
$32.3M
FY23
$41.6M
FY24
$44.3M
FY25

Revenue by segment

No segmentation disclosed for this filer. n/a

The read

Citizens Financial Corp. booked $44.3M in FY2025 revenue, growing 6.4% year over year — about the middle of the pack among Financial Services companies we track, at a 23.0% net margin.

Peers · Financial Services
Canna-Global Acquisition Corp——Income Opportunity Realty Investors, Inc.——Juniata Valley Financial Corp.——Berto Acquisition Corp. II Unit——
Key facts
CEONathaniel S. Bonnell
SectorFinancial Services
IndustryBanks - Regional
HeadquartersElkins, WV
ExchangeOTC: CIWV
Employees84
IPO date2000-01-03
Latest filings

No filings loaded — no CIK (non-SEC filer).

Financials: SEC EDGAR (XBRL), USD-normalized per IAS 21 · TTM/quarterly + segments: FMP from filed disclosures · Filings: EDGAR submissions. County headcount and EA Score are in progress — see docs/DATA_GAPS.md.
HomeScreenerChatCompanies