Company profile
Ballston Spa Bancorp, Inc.
OTC: BSPA · Financial Services · Banks - Regional
#451 of 1,012 Financial Services companies by revenue32nd-percentile growth
EA Score
43DFH 37DQ —GM 55SS 57
v0.1 · 45/100 weight · provisional
↑ listing tenure, growth stability · ↓ balance-sheet leverage, revenue growth (YoY)
Methodology →Revenue TTM
$49.1M
Rev growth YoY (TTM)
+9.5%
Net income (FY)
$4.5M
Employees
142
as of 2026-08-19
Market cap
$61.6M
as of 2026-08-19
Financials — latest annual
SEC EDGAR · USD-normalizedConceptUSDNativeFY
Revenue$44.2M$44.2M2025
Net income$4.5M$4.5M2025
Operating income$5.6M$5.6M2025
Total assets$928.5M$928.5M2025
Liabilities$857.4M$857.4M2025
Equity$71.1M$71.1M2025
Revenue trend
FY2018 – FY2025 · USD
FY18
FY19
FY20
FY21
FY22
FY23
FY24
FY25
Revenue by segment
No segmentation disclosed for this filer. n/a
The read
What is Ballston Spa Bancorp, Inc.’s revenue?
Ballston Spa Bancorp, Inc. booked $44.2M in FY2025 revenue, growing 1.6% year over year — slower than 68% of Financial Services companies we track, at a 10.3% net margin.
Peers · Financial Services
First Resource Bancorp Inc.52DCitizens Financial Corp.54DAccord Financial Corp.39DFirst Greenwich Financial, Inc.43DHarleysville Financial Corporation60CPioneer Bankcorp, Inc.61CKey facts
CEOChristopher R. Dowd
SectorFinancial Services
IndustryBanks - Regional
HeadquartersBallston Spa, NY
ExchangeOTC: BSPA
Employees142
IPO date1999-02-22
Latest filings
No filings loaded — no CIK (non-SEC filer).
Financials: SEC EDGAR (XBRL), USD-normalized per IAS 21 · TTM/quarterly + segments: FMP from filed disclosures · Filings: EDGAR submissions. County headcount and EA Score are in progress — see docs/DATA_GAPS.md.