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Companies/Upstart Holdings, Inc.
Company profile

Upstart Holdings, Inc.

NASDAQ: UPST · Financial Services · Financial - Credit Services
PublicHQ San Mateo, CA · San MateoCIK 0001647639Reports USD
#166 of 1,011 Financial Services companies by revenuetop-quartile growth
EA Score
54D
FH 58DQ 50GM 47SS 66
v0.1 · 65/100 weight · provisional
↑ market scale, revenue growth (YoY) · ↓ growth stability, disclosure history
Methodology →
Revenue TTM
$1.2B
Rev growth YoY (TTM)
+53.3%
Net income (FY)
$53.6M
Employees
1,405
Market cap
$3.3B
OverviewFinancialsSegmentsFilingsESGPeople & Places

Financials — latest annual

SEC EDGAR · USD-normalized
ConceptUSDNativeFY
Revenue$1.0B$1.0B2025
Net income$53.6M$53.6M2025
Operating income$42.6M$42.6M2025
Total assets$3.0B$3.0B2025
Liabilities$2.2B$2.2B2025
Equity$798.8M$798.8M2025

Revenue trend

FY2021 – FY2025 · USD
$159.8M
FY21
$228.6M
FY21
$801.3M
FY21
$907.3M
FY22
$513.6M
FY23
$636.5M
FY24
$1.0B
FY25

Revenue by segment

Filed disclosures · FY2025
By product
Servicing Fees, Net52%
Servicing Fees33%
Borrower Fees10%
Collection Agency Fees5%
Other Fees1%
By geography

Not disclosed.

The read

Upstart Holdings, Inc. booked $1.0B in FY2025 revenue, growing 64% year over year — faster than most Financial Services companies we track, at a 5.1% net margin.

Peers · Financial Services
Simmons First National Corporation——UWM Holdings Corporation43DPark National Corporation62CBank of Hawaii Corporation58C
Neighbors
San Mateo →
Meta Platforms, Inc.$201.0B87AGilead Sciences, Inc.$29.4B87ARobinhood Markets, Inc.$4.5B67BEquinix, Inc.$9.2B73BElectronic Arts Inc.$7.5B82B+Revolution Medicines, Inc.$052D
Key facts
CEOPaul Gu
SectorFinancial Services
IndustryFinancial - Credit Services
HeadquartersSan Mateo, CA
ExchangeNASDAQ: UPST
Employees1,405
IPO date2020-12-16
Latest filings
8-K2026-05-288-K2026-05-1910-Q2026-05-058-K2026-05-05DEF 14A2026-04-168-K2026-03-108-K2026-02-1910-K2026-02-10
Financials: SEC EDGAR (XBRL), USD-normalized per IAS 21 · TTM/quarterly + segments: FMP from filed disclosures · Filings: EDGAR submissions. County headcount and EA Score are in progress — see docs/DATA_GAPS.md.
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