Company profile
Upstart Holdings, Inc.
NASDAQ: UPST · Financial Services · Financial - Credit Services
#167 of 1,013 Financial Services companies by revenuetop-quartile growth
EA Score
54DFH 57DQ 50GM 48SS 67
v0.1 · 65/100 weight · provisional
↑ revenue growth (YoY), market scale · ↓ growth stability, disclosure history
Methodology →Revenue TTM
$1.2B
Rev growth YoY (TTM)
+53.3%
Net income (FY)
$53.6M
Employees
1,405
as of 2026-08-08
Market cap
$3.0B
as of 2026-08-08
Financials — latest annual
SEC EDGAR · USD-normalizedConceptUSDNativeFY
Revenue$1.0B$1.0B2025
Net income$53.6M$53.6M2025
Operating income$42.6M$42.6M2025
Total assets$3.0B$3.0B2025
Liabilities$2.2B$2.2B2025
Equity$798.8M$798.8M2025
Revenue trend
FY2021 – FY2025 · USD
FY21
FY21
FY21
FY22
FY23
FY24
FY25
Revenue by segment
Filed disclosures · FY2025
By product
Servicing Fees, Net52%
Servicing Fees33%
Borrower Fees10%
Collection Agency Fees5%
Other Fees1%
By geography
Not disclosed.
The read
What is Upstart Holdings, Inc.’s revenue?
Upstart Holdings, Inc. booked $1.0B in FY2025 revenue, growing 64% year over year — faster than most Financial Services companies we track, at a 5.1% net margin.
Peers · Financial Services
Associated Banc-Corp70BProAssurance Corporation63CUnited Community Banks, Inc.67BTowneBank53DFirst BanCorp.73BDonegal Group Inc.71BNeighbors
San Mateo →Key facts
CEOPaul Gu
SectorFinancial Services
IndustryFinancial - Credit Services
HeadquartersSan Mateo, CA
ExchangeNASDAQ: UPST
Employees1,405
IPO date2020-12-16
Financials: SEC EDGAR (XBRL), USD-normalized per IAS 21 · TTM/quarterly + segments: FMP from filed disclosures · Filings: EDGAR submissions. County headcount and EA Score are in progress — see docs/DATA_GAPS.md.