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Companies/Stellar Bancorp, Inc.
Company profile

Stellar Bancorp, Inc.

NYSE: STEL · Financial Services · Banks - Regional
PublicHQ Houston, TX · HarrisCIK 0001473844Reports USD
#675 of 1,011 Financial Services companies by revenuebottom-quartile growth
EA Score
57C
FH 62DQ 53GM 45SS 66
v0.1 · 65/100 weight · provisional
↑ filing timeliness, Piotroski F · ↓ disclosure history, revenue growth (YoY)
Methodology →
Revenue TTM
$592.0M
Rev growth YoY (TTM)
-4.3%
Net income (FY)
$102.9M
Employees
1,054
Market cap
$2.0B
OverviewFinancialsSegmentsFilingsESGPeople & Places

Financials — latest annual

SEC EDGAR · USD-normalized
ConceptUSDNativeFY
Revenue$6.3M$6.3M2025
Net income$102.9M$102.9M2025
Total assets$10.8B$10.8B2025
Liabilities$9.1B$9.1B2025
Equity$1.7B$1.7B2025

Revenue trend

FY2024 – FY2025 · USD
$3.7M
FY24
$6.1M
FY24
$6.4M
FY24
$6.3M
FY25

Revenue by segment

Filed disclosures · FY2023
By product
Deposit Account Service Charge Fee100%
By geography

Not disclosed.

The read

Stellar Bancorp, Inc. booked $6.3M in FY2025 revenue, contracting 2.3% year over year — slower than 75% of Financial Services companies we track, at a 1637.6% net margin.

Peers · Financial Services
Goosehead Insurance, Inc60CMount Logan Capital Inc. 8.00% Notes Due 203115D1st Source Corporation——UNB Corp.——
Neighbors
Harris →
Exxon Mobil Corporation$332.2B76B+Chevron Corporation$184.4B70BConocoPhillips$51.8B74BQuanta Services, Inc.$28.5B68BWaste Management, Inc.$25.2B82B+Enterprise Products Partners L.P.$52.6B74B
Key facts
CEORobert R. Franklin Jr.
SectorFinancial Services
IndustryBanks - Regional
HeadquartersHouston, TX
ExchangeNYSE: STEL
Employees1,054
IPO date2017-11-08
Latest filings
8-K2026-07-018-K2026-05-278-K2026-05-208-K2026-05-2010-Q2026-04-288-K2026-04-288-K2026-04-228-K2026-04-01
Financials: SEC EDGAR (XBRL), USD-normalized per IAS 21 · TTM/quarterly + segments: FMP from filed disclosures · Filings: EDGAR submissions. County headcount and EA Score are in progress — see docs/DATA_GAPS.md.
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