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Companies/Pinnacle Bank
Company profile

Pinnacle Bank

OTC: PBNK · Financial Services · Banks - Regional
PublicHQ Gilroy, CA · Santa ClaraReports USD
#430 of 1,011 Financial Services companies by revenuebottom-quartile growth
EA Score
38D
FH 34DQ —GM 45SS 52
v0.1 · 45/100 weight · provisional
↑ listing tenure, 3-yr revenue growth · ↓ Piotroski F, revenue growth (YoY)
Methodology →
Revenue TTM
$47.1M
Rev growth YoY (TTM)
-11.1%
Net income (FY)
$5.5M
Employees
95
Market cap
$107.4M
OverviewFinancialsSegmentsFilingsESGPeople & Places

Financials — latest annual

SEC EDGAR · USD-normalized
ConceptUSDNativeFY
Revenue$50.6M$50.6M2025
Net income$5.5M$5.5M2025
Operating income$7.4M$7.4M2025
Total assets$890.4M$890.4M2025
Liabilities$784.0M$784.0M2025
Equity$106.3M$106.3M2025

Revenue trend

FY2018 – FY2025 · USD
$20.4M
FY18
$24.5M
FY19
$25.9M
FY20
$31.2M
FY21
$34.8M
FY22
$50.8M
FY23
$53.9M
FY24
$50.6M
FY25

Revenue by segment

No segmentation disclosed for this filer. n/a

The read

Pinnacle Bank booked $50.6M in FY2025 revenue, contracting 6.1% year over year — slower than 79% of Financial Services companies we track, at a 10.8% net margin.

Peers · Financial Services
Provident Financial Holdings, Inc.——Peoples Ltd.57COxford Bank Corporation——Sound Financial Bancorp, Inc.——
Neighbors
Santa Clara →
NVIDIA Corporation$215.9B90AApple Inc.$416.2B84B+Alphabet Inc.$402.8B81B+Broadcom Inc.$63.9B75B+Advanced Micro Devices, Inc.$34.6B77B+Intel Corp.$52.9B74B
Key facts
CEOJeffrey D. Payne
SectorFinancial Services
IndustryBanks - Regional
HeadquartersGilroy, CA
ExchangeOTC: PBNK
Employees95
IPO date2007-05-01
Latest filings

No filings loaded — no CIK (non-SEC filer).

Financials: SEC EDGAR (XBRL), USD-normalized per IAS 21 · TTM/quarterly + segments: FMP from filed disclosures · Filings: EDGAR submissions. County headcount and EA Score are in progress — see docs/DATA_GAPS.md.
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