Pathfinder Bancorp, Inc.

NASDAQ: PBHC · Financial Services · Banks - Regional

PublicHQ Oswego, NY · OswegoCIK 0001609065Reports USD

#1 of 1,011 Financial Services companies by revenue

EA Score

——

FH 30DQ —GM —SS 62

v0.1 · 35/100 weight · pillars only

↑ listing tenure, workforce scale · ↓ return on equity, filing timeliness

Methodology →

Revenue TTM

$77.3M

Rev growth YoY (TTM)

-8.0%

Net income (FY)

-$1.9M

Employees

172

Market cap

$99.8M

Financials — latest annual

SEC EDGAR · USD-normalized

ConceptUSDNativeFY

Net income-$1.9M-$1.9M2025

Total assets$1.4B$1.4B2025

Liabilities$1.3B$1.3B2025

Equity$122.5M$122.5M2025

Revenue by segment

Filed disclosures · FY2025

By product

Banking33%

Deposit Account14%

Insufficient Funds Fees Deposit Account8%

Mortgage Banking7%

Fee Income7%

Deposit Related Fees Deposit Account5%

By geography

Not disclosed.

The read

Pathfinder Bancorp, Inc. earned -$1.9M in FY2025 net income.

Peers · Financial Services

Constellation Acquisition Corp I——CO2 Energy Transition Corp.——First Berlin Bancorp, Inc.——Horizon Quantum Holdings Ltd. Warrant——

Neighbors

Oswego →

Abeona Therapeutics Inc.$5.8M68B

Key facts

CEOJames A. Dowd

SectorFinancial Services

IndustryBanks - Regional

HeadquartersOswego, NY

ExchangeNASDAQ: PBHC

Employees172

IPO date1995-11-16

Latest filings

8-K2026-06-29 8-K2026-06-04 8-K2026-06-04 10-Q2026-05-15 8-K2026-05-07 8-K2026-04-29 DEF 14A2026-04-22 10-K2026-03-30

Financials: SEC EDGAR (XBRL), USD-normalized per IAS 21 · TTM/quarterly + segments: FMP from filed disclosures · Filings: EDGAR submissions. County headcount and EA Score are in progress — see docs/DATA_GAPS.md.