Company profile
OptimumBank Holdings, Inc.
AMEX: OPHC · Financial Services · Banks - Regional
#1 of 1,010 Financial Services companies by revenue
EA Score
——FH 64DQ —GM —SS 56
v0.1 · 35/100 weight · pillars only
↑ return on equity, listing tenure · ↓ balance-sheet leverage, market scale
Methodology →Revenue TTM
$78.6M
Rev growth YoY (TTM)
+17.7%
Net income (FY)
$16.6M
Employees
98
as of 2026-09-17
Market cap
$110.6M
as of 2026-09-17
Financials — latest annual
SEC EDGAR · USD-normalizedConceptUSDNativeFY
Net income$16.6M$16.6M2025
Total assets$1.1B$1.1B2025
Liabilities$989.8M$989.8M2025
Equity$121.9M$121.9M2025
Revenue by segment
No segmentation disclosed for this filer. n/a
The read
What is OptimumBank Holdings, Inc.’s financial profile?
OptimumBank Holdings, Inc. earned $16.6M in FY2025 net income.
Peers · Financial Services
Oxford Bank Corporation——Flag Ship Acquisition Corporation——Peoples Financial Corporation——Union Bankshares, Inc.——Aperture AC Class A Ordinary Shares——Potomac Bancshares, Inc.——Neighbors
Broward →Key facts
CEOMoishe Gubin
SectorFinancial Services
IndustryBanks - Regional
HeadquartersFort Lauderdale, FL
ExchangeAMEX: OPHC
Employees98
IPO date2003-06-23
Financials: SEC EDGAR (XBRL), USD-normalized per IAS 21 · TTM/quarterly + segments: FMP from filed disclosures · Filings: EDGAR submissions. County headcount and EA Score are in progress — see docs/DATA_GAPS.md.