Company profile
Generations Bancorp NY, Inc.
OTC: GBNY · Financial Services · Banks - Regional
#741 of 1,012 Financial Services companies by revenuebottom-quartile growth
EA Score
——FH —DQ 40GM —SS 35
v0.1 · 25/100 weight · pillars only
↑ growth stability, filing timeliness · ↓ return on equity, 3-yr revenue growth
Methodology →Revenue TTM
$16.0M
Rev growth YoY (TTM)
-10.2%
Net income (FY)
-$1.6M
Employees
71
as of 2026-08-20
Market cap
$34.8M
as of 2026-08-20
Financials — latest annual
SEC EDGAR · USD-normalizedConceptUSDNativeFY
Revenue$1.9M$1.9M2023
Net income-$1.6M-$1.6M2023
Total assets$424.5M$424.5M2023
Liabilities$386.8M$386.8M2023
Equity$37.7M$37.7M2023
Revenue trend
FY2020 – FY2023 · USD
FY20
FY20
FY21
FY22
FY23
Revenue by segment
Filed disclosures · FY2023
By product
Debit card interchange and surcharge income47%
Service charges on deposit accounts35%
Insurance commissions10%
Loan servicing fees9%
By geography
Not disclosed.
The read
What is Generations Bancorp NY, Inc.’s revenue?
Generations Bancorp NY, Inc. booked $1.9M in FY2023 revenue, contracting 7.3% year over year — slower than 79% of Financial Services companies we track, at a -83.4% net margin.
Peers · Financial Services
CVF Technologies Corporation——Automotive Finco Corp.——Morgan Group Holding Co.——Chaince Digital Holdings Inc.38DNakamoto Inc.23DBase Carbon Inc.——Key facts
CEOAngela Krezmer
SectorFinancial Services
IndustryBanks - Regional
HeadquartersSeneca Falls, NY
ExchangeOTC: GBNY
Employees71
IPO date2021-01-13
Financials: SEC EDGAR (XBRL), USD-normalized per IAS 21 · TTM/quarterly + segments: FMP from filed disclosures · Filings: EDGAR submissions. County headcount and EA Score are in progress — see docs/DATA_GAPS.md.