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Companies/Generations Bancorp NY, Inc.
Company profile

Generations Bancorp NY, Inc.

OTC: GBNY · Financial Services · Banks - Regional
PublicHQ Seneca Falls, NY · SenecaCIK 0001823365Reports USD
#736 of 1,011 Financial Services companies by revenuebottom-quartile growth
EA Score
——
FH —DQ 40GM —SS 34
v0.1 · 25/100 weight · pillars only
↑ growth stability, filing timeliness · ↓ 3-yr revenue growth, return on equity
Methodology →
Revenue TTM
$16.0M
Rev growth YoY (TTM)
-10.2%
Net income (FY)
-$1.6M
Employees
71
Market cap
$34.6M
OverviewFinancialsSegmentsFilingsESGPeople & Places

Financials — latest annual

SEC EDGAR · USD-normalized
ConceptUSDNativeFY
Revenue$1.9M$1.9M2023
Net income-$1.6M-$1.6M2023
Total assets$424.5M$424.5M2023
Liabilities$386.8M$386.8M2023
Equity$37.7M$37.7M2023

Revenue trend

FY2020 – FY2023 · USD
$2.7M
FY20
$2.3M
FY20
$2.3M
FY21
$2.0M
FY22
$1.9M
FY23

Revenue by segment

Filed disclosures · FY2023
By product
Debit card interchange and surcharge income47%
Service charges on deposit accounts35%
Insurance commissions10%
Loan servicing fees9%
By geography

Not disclosed.

The read

Generations Bancorp NY, Inc. booked $1.9M in FY2023 revenue, contracting 7.3% year over year — slower than 80% of Financial Services companies we track, at a -83.4% net margin.

Peers · Financial Services
Atlantic American Corporation——Enterprise Financial Services Group, Inc.50DPinnacle Bancshares, Inc.58CIBW Financial Corporation44D
Key facts
CEOAngela Krezmer
SectorFinancial Services
IndustryBanks - Regional
HeadquartersSeneca Falls, NY
ExchangeOTC: GBNY
Employees71
IPO date2021-01-13
Latest filings
8-K2024-09-248-K2024-09-2410-Q2024-08-098-K2024-07-228-K2024-05-2010-Q2024-05-13DEF 14A2024-04-1210-K2024-04-01
Financials: SEC EDGAR (XBRL), USD-normalized per IAS 21 · TTM/quarterly + segments: FMP from filed disclosures · Filings: EDGAR submissions. County headcount and EA Score are in progress — see docs/DATA_GAPS.md.
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