Farmers and Merchants Bancshares, Inc.

OTC: FMFG · Financial Services · Banks - Regional

PublicHQ Hampstead, MD · CarrollCIK 0001698022Reports USD

#1 of 1,015 Financial Services companies by revenue

EA Score

——

FH 49DQ —GM —SS 52

v0.1 · 35/100 weight · pillars only

↑ Piotroski F, listing tenure · ↓ balance-sheet leverage, filing timeliness

Methodology →

Revenue TTM

$45.5M

Rev growth YoY (TTM)

+12.9%

Net income (FY)

$5.8M

Employees

Market cap

$61.5M

Financials — latest annual

SEC EDGAR · USD-normalized

ConceptUSDNativeFY

Net income$5.8M$5.8M2025

Total assets$872.0M$872.0M2025

Liabilities$807.3M$807.3M2025

Equity$64.7M$64.7M2025

Revenue by segment

Filed disclosures · FY2024

By product

Deposit Account72%

Financial Service, Other28%

By geography

Not disclosed.

The read

Farmers and Merchants Bancshares, Inc. earned $5.8M in FY2025 net income.

Peers · Financial Services

Home Loan Financial Corporation65B FCN Banc Corp.48D Ledyard Financial Group, Inc.39D Redwood Capital Bancorp54D

Key facts

CEOGary A. Harris

SectorFinancial Services

IndustryBanks - Regional

HeadquartersHampstead, MD

ExchangeOTC: FMFG

Employees95

IPO date2004-05-12

Latest filings

8-K2026-06-16 8-K2026-05-21 8-K2026-05-19 10-Q2026-05-15 8-K2026-04-30 8-K2026-04-29 8-K2026-04-24 DEF 14A2026-03-26

Financials: SEC EDGAR (XBRL), USD-normalized per IAS 21 · TTM/quarterly + segments: FMP from filed disclosures · Filings: EDGAR submissions. County headcount and EA Score are in progress — see docs/DATA_GAPS.md.