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Companies/Commercial National Financial Corporation
Company profile

Commercial National Financial Corporation

OTC: CEFC · Financial Services · Banks - Regional
PublicHQ Ithaca, MI · GratiotReports USD
#527 of 1,011 Financial Services companies by revenuebottom-quartile growth
EA Score
51D
FH 52DQ —GM 47SS 55
v0.1 · 45/100 weight · provisional
↑ growth stability, listing tenure · ↓ revenue growth (YoY), 3-yr revenue growth
Methodology →
Revenue TTM
$26.6M
Rev growth YoY (TTM)
+3.8%
Net income (FY)
$6.6M
Employees
95
Market cap
$58.7M
OverviewFinancialsSegmentsFilingsESGPeople & Places

Financials — latest annual

SEC EDGAR · USD-normalized
ConceptUSDNativeFY
Revenue$28.2M$28.2M2025
Net income$6.6M$6.6M2025
Operating income$8.1M$8.1M2025
Total assets$554.2M$554.2M2025
Liabilities$497.9M$497.9M2025
Equity$56.3M$56.3M2025

Revenue trend

FY2018 – FY2025 · USD
$21.2M
FY18
$22.6M
FY19
$21.2M
FY20
$21.7M
FY21
$25.6M
FY22
$27.4M
FY23
$29.2M
FY24
$28.2M
FY25

Revenue by segment

No segmentation disclosed for this filer. n/a

The read

Commercial National Financial Corporation booked $28.2M in FY2025 revenue, contracting 3.5% year over year — slower than 77% of Financial Services companies we track, at a 23.5% net margin.

Peers · Financial Services
Sturgis Bancorp, Inc.——Neptune Digital Assets Corp.29DThe Baraboo Bancorporation, Inc.51DM&F Bancorp, Inc.——
Key facts
CEOKevin D. Collison
SectorFinancial Services
IndustryBanks - Regional
HeadquartersIthaca, MI
ExchangeOTC: CEFC
Employees95
IPO date1999-01-06
Latest filings

No filings loaded — no CIK (non-SEC filer).

Financials: SEC EDGAR (XBRL), USD-normalized per IAS 21 · TTM/quarterly + segments: FMP from filed disclosures · Filings: EDGAR submissions. County headcount and EA Score are in progress — see docs/DATA_GAPS.md.
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