Companies/Bank of the James Financial Group, Inc.

Company profile

Bank of the James Financial Group, Inc.

NASDAQ: BOTJ · Financial Services · Banks - Regional

PublicHQ Lynchburg, VACIK 0001275101Reports USD

#695 of 1,011 Financial Services companies by revenue46th-percentile growth

EA Score

46D

FH 47DQ 40GM 49SS 59

v0.1 · 65/100 weight · provisional

↑ listing tenure, return on equity · ↓ balance-sheet leverage, 3-yr revenue growth

Methodology →

Revenue TTM

$59.4M

Rev growth YoY (TTM)

-0.5%

Net income (FY)

$9.0M

Employees

162

Market cap

$116.4M

Financials — latest annual

SEC EDGAR · USD-normalized

ConceptUSDNativeFY

Revenue$4.3M$4.3M2025

Net income$9.0M$9.0M2025

Total assets$1.0B$1.0B2025

Liabilities$959.0M$959.0M2025

Equity$80.0M$80.0M2025

Revenue trend

FY2018 – FY2025 · USD

$1.9M

FY18

$1.8M

FY19

$2.0M

FY20

$2.5M

FY21

$3.6M

FY22

$3.9M

FY23

$4.0M

FY24

$4.3M

FY25

Revenue by segment

Filed disclosures · FY2025

By product

Community Banking67%

All Other Segments15%

Investment Advisory Services9%

Mortgage8%

By geography

Not disclosed.

The read

Bank of the James Financial Group, Inc. booked $4.3M in FY2025 revenue, growing 6.7% year over year — about the middle of the pack among Financial Services companies we track, at a 211.1% net margin.

Peers · Financial Services

Bogota Financial Corp.——Quantumsphere Acquisition Corp. Ordinary Shares——First Keystone Corporation——University Bancorp, Inc.——

Key facts

CEORobert R. Chapman

SectorFinancial Services

IndustryBanks - Regional

HeadquartersLynchburg, VA

ExchangeNASDAQ: BOTJ

Employees162

IPO date2000-08-10

Latest filings

8-K2026-05-20 10-Q2026-05-12 8-K2026-04-30 DEF 14A2026-04-06 10-K2026-03-27 8-K2026-02-04 8-K2026-01-28 8-K2026-01-09

Financials: SEC EDGAR (XBRL), USD-normalized per IAS 21 · TTM/quarterly + segments: FMP from filed disclosures · Filings: EDGAR submissions. County headcount and EA Score are in progress — see docs/DATA_GAPS.md.